Enroll in Housing Counseling

SMCAA is a HUD-approved housing counseling agency. Empowering consumers to make informed housing decisions. HUD-approved housing counseling helps more than a million households every year.

Buying your first home is exciting, but can also be overwhelming. It doesn’t have to be. We’re here to help you make your dream a reality. Read on to learn why planning your homebuying process with SMCAA as your local HUD-approved housing counseling agency is the right move.

The first step to your new home starts with a trip to SMCAA and your housing counselor. Once you determine that home ownership is the right choice for you, your housing counselor will discuss the next steps, such as finding the right home for you, choosing a lender, types of mortgages, and so much more.

WHO’S ELIGIBLE FOR HOUSING COUNSELING:

  • First-time homebuyers

  • Existing homeowners

  • Renters

  • Everyone!

Knowledge is power. Working with SMCAA empowers you to make buying your first home a positive experience. You’ll have what it takes to make the right choices in buying, and in being a responsible homeowner.

The road to home is a journey, but you don’t have to walk alone. To learn more about the homebuying process or to find out more information on housing counseling, call Jacob at 269-925-9077 ext 883 or send him an email at jcogswell@smcaa.com. We’re here to help get you home!

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First-Time Buyer

Consulting with your housing counselor, you'll have the knowledge - and confidence - to help you make the right moves on your way to that big move.

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Rental Counseling

There's a lot more to renting than meets the eye - from the intricacies of a lease to your rights as a renter. 

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Housing Counseling

Wherever you are in the housing process, SMCAA is here for you -  providing the insights and answers you need to make the choices that are right for you.

Contact Information

185 E Main St, Ste 303

Benton Harbor, MI 49022

(269) 925-9077

contact@smcaa.com

Office Hours

Monday - Friday

8:00am to 4:30pm

Southwest Michigan Community Action Agency
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SMCAA is dedicated to empowering diverse people in need and supporting their journey towards economic security.

Our vision: to be a beacon of support in a strong, thriving community by helping people and changing lives.

USDA Non-Discrimination Statement

In accordance with Federal Civil Rights law and U.S. Department of Agriculture (USDA) Civil Rights regulations and policies, the USDA, its agencies, offices, and employees, and institutions participating in or administering USDA programs are prohibited from discriminating based on race, color, national origin, religion, sex, gender identity (including gender expression), sexual orientation, disability, age, marital status, family/parental status, income derived from a public assistance program, political beliefs, or reprisal or retaliation for prior credible activity, in any program or activity conducted or funded by USDA (not all bases apply to all programs). Remedies and complaint filing deadlines vary by program or incident.

Persons with disabilities who require alternative means of communication for program information (e.g., Braille, large print, audiotape, American Sign Language, etc.) should contact the responsible Agency or USDA's TARGET Center at (202) 720-2600 (voice and TTY) or contact USDA through the Federal Relay Service at (800) 877-8339. Additionally, program information may be made available in languages other than English.

To file a program discrimination complaint, complete the USDA Program Discrimination Complaint Form, AD-3027, found online at How to File a Program Discrimination Complaint and at any USDA office or write a letter addressed to USDA and provide in the letter all of the information requested in the form. To request a copy of the complaint form, call (866) 632-9992. Submit your completed form or letter to USDA by: (1) mail: U.S. Department of Agriculture, Office of the Assistant Secretary for Civil Rights, 1400 Independence Avenue, SW, Washington, D.C. 20250-9410; (2) fax: (202) 690-7442; or (3) email: program.intake@usda.gov.

This institution is an equal opportunity provider.

© 2019 Southwest Michigan Community Action Agency. All Rights Reserved. 

SMCAA is a private social service non-profit 501(c)(3) membership organization.